The Financial Services Industry is notorious for charging multiple fees and interest on their Customers’ credit cards; however, they seem to prefer to keep that fact out of Public View. The Linked article from The Boston Globe (fromAP) http://www.boston.com/business/news/2012/06/18/government-launches-credit-card-complaint-database/r34lZ5eugurt7HE2khmAtL/story.html, titled Government launches credit card complaint database, can help.
There is a Database, which the CFPB (Consumer Financial Protection Board) has that will go live tomorrow (Tuesday). This is the same CFPB that is the Brainchild of Elizabeth Warren, who is now running, as a Democrat, for Senator in Massachusetts. You will have the ability to check on the record of your Financial Institution(s), prospective credit card providers that you are considering or to file a complaint.
I suggest that this Database may be expanded to cover other forms of Consumer Debt, and Home Mortgages, as well. The CFPB Credit Card Database link is Online: http://www.consumerfinance.gov/complaintdatabase￼. The overall link to the CFPB is: cfpb.gov.